From 1 July 2026, superannuation guarantee (SG) has to be paid at the same time as wages, not quarterly. This is the biggest change to how super works in decades, and if you employ staff, it touches your payroll, your cash flow and your approval process. Here's what it means in practice. Payday Super - What's actually changing Nothing changes about how super is calculated. It's still 12% of qualifying earnings. What changes is timing. Right now, you set super aside and deal w